A partner that's sure to be by your side
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. For changes in working life, choose a partner that is there when you need it. As your earnings-related pension insurer, we're sure to be by your side.
How can we help?
Take care of your matters online
YEL matters
- apply for a change in YEL income
- check your YEL invoices
- apply for an extended term of payment
TyEL matters
- check your TyEL invoices and earnings
- apply for an extended term of payment
- identify your organisation's work ability risks
Pension matters
- check your pension record and estimate your future pensio
- apply for pension or rehabilitation
- take care of your matters as a pensioner
Two proposed options for determining entrepreneurs’ YEL income – bill now before Parliament
A government proposal concerning the reform of the Self-Employed Persons’ Pensions Act (YEL) is submitted to Parliament. The reform is expected to enter into force on 1 April 2028. No actions are required from entrepreneurs. We are following the legislative process and will help you compare your options well in advance.