A partner that's sure to be by your side

Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. For changes in working life, choose a partner that is there when you need it. As your earnings-related pension insurer, we're sure to be by your side.

Varma’s administrative cost contribution will decrease again – Make an estimate in Varma Online Service

The administrative cost contribution collected from Varma’s employer customers as part of their TyEL contribution will decrease again next year. A small administrative cost contribution combined with the best client bonuses in the sector means Varma’s customers receive TyEL insurance at an overall low cost.

Three great reasons to choose Varma

1. Affordable TyEL insurance

Varma offers you affordable TyEL insurance as we are the most solvent earnings-related pension insurance company. This is why we are able to offer excellent discounts on TyEL contributions.

2. Easy-to-use online service

As Varma's customer, you will have access to the user-friendly Varma Online Service, which is always open. In one service, you can easily take care of matters related to TyEL insurance and payments as well as work ability management. You can manage your TyEL insurance matters on your smartphone, for example, when it suits you best. If you also have Varma's YEL insurance, you can take care of your YEL insurance matters in the same service.

3. Professional service

Our experts, awarded by our customers, will support you through the changing and unexpected twists and turns of your business. Our friendly customer service can be easily reached by phone, via chat, and in Varma Online Service.

Help with using our services

Take care of your TyEL matters online

In our online service, you can, for instance

  • view your TyEL insurance invoices and invoice specifications
  • view earnings by employee
  • send us messages and attachments through a secure connection
  • calculate estimates of TyEL contributions