Earnings-related pensions
Earnings-related pension secures your livelihood in different life situations. Pension accrues on the basis of earned income and, for entrepreneurs, on the basis of the confirmed YEL income. Find out what your pension entails, whether you are employed or already a pensioner. You can estimate the amount of your pension and manage your pension matters by logging in to Varma's online service.
Current pension issues for private customers
Tax cards for 2025 in force on 1 January 2025
From 2025, tax cards will enter into force already at the beginning of the year. We will receive pensioners’ tax cards for 2025 directly from the tax authorities in early December. You can view your tax card for 2025 and tax rate in the MyTax service at vero.fi in December 2024.
The earnings-related pension increases by 1,3 %
The indices for 2025 have been confirmed. You can use our calculator to estimate how the index increment influences your pension amount.
Are you interested in a partial old-age pension?
Partial old-age pension has attracted interest this year among those planning to retire. The current age limit is 61 years and will increase to 62 years for those born in 1964.
Help with using our services
Take care of your pension matters online
In our online services for a private customer you can, e.g.
- calculate an estimate of the amount of your pension in advance
- apply for pension or rehabilitation
- see how the processing of your application is progressing
- view decisions and documents in the electronic archive
- use services for pensioners once you have received a decision
- send and receive messages and attachments.
Log in using your personal banking codes or Mobile ID.