During the interruption, all online services for private customers will be disabled. The interruption will also affect the processing of pension and rehabilitation applications. If possible, you should take care of your pension matters before the service interruption. Read more about the service interruption.

Employee pension card and pension certificate

The employee pension card is available to pensioners drawing a permanent full pension. By showing the employee pension card, you can receive discounts on public transport, theatre tickets and public swimming pool entry fees, to name just a few. You can also download the employee pension card to a mobile device. In our online services, you can obtain a pension certificate, for instance, for the Social Insurance Institution Kela.

Employee pension card

The trilingual employee pension card serves as proof of retirement also outside of Finland.

You can obtain the pension card from Varma if you are

  • on old-age pension,
  • permanent full disability pension or
  • years-of-service pension.

The card can only be granted to persons who receive a permanent full pension, so partial early old-age pension, partial disability pension, cash rehabilitation benefit or survivors’ pension do not entitle you to the employee pension card.

We will send the employee pension card, which entitles the holder to pensioner discounts, by post to your home address roughly two weeks after the pension decision has been granted.

In Varma Online Service, you can also save your electronic employee pension card as a PDF file on your smart phone or tablet.

  1. Log in to Varma Online Service with your online banking credentials or mobile ID.
  2. You can find your electronic employee pension card on the Pension record page.
  3. Save the Employee pension card PDF file on your mobile device.

In Varma Online Service, the Employee pension card page is only available to those who are entitled to the employee pension card.

If your employee pension card is lost or damaged, you can also order a conventional card from our online service on the Employee pension card page. The card will be delivered to you by mail.

Pension certificate

When dealing with the tax office, the social insurance institution (Kela) or social service offices, you may be required to provide certificates concerning your pension. The fastest way to get a certificate is by logging in to our online service. When you log in to our online service, you can print up a certificate stating the

  • amount of your monthly pension
  • the amount of pension paid this year
  • the amount of pension paid last year

The certificate in our online service is available in Finnish, Swedish and English.

Do you need a signed or stamped certificate?

If you require a signed or stamped certificate, for instance for a visa, log in to Varma Online Service and send a message via the “Messages and documents” page, or send a request for a pension certificate via secured email to elakkeenmaksu@varma.fi.

  1. In the “Lähettäjä” field in turvaposti, enter your email address. Add elakkeenmaksu@varma.fi as the recipient.
  2. Click “Jatka” to continue and enter the subject and your message.
  3. Click “Lähetä” to send the message.

Log in to Varma Online Service

Send a secure email message

Help with using our services

Take care of your pension matters online

In our online service, you can, for instance

  • order the employee pension card
  • send and receive messages and attachments
  • view decisions and documents in the electronic archive
  • update your contact details and raise your tax percentage.
Log in to Varma Online Service

What to do when...

See all questions