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News
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2024-Q4
- Opening hours of customer service during Christmas and New Year’s
- Interruption in services for private customers in January – instructions for customers
- Varma makes record-breaking investment in a climate fund in the US market
- Varma performed well in the transparency comparison of responsible investment
- Varma invests in a new climate fund in the Japanese market
- More detailed information facilitates customers’ YEL income review process
- Changes in pensions at the turn of the year
- The Ministry of Social Affairs and Health has confirmed the earnings-related pension contributions for 2025
- Curbing biodiversity loss requires much more practical action from companies
- The insurance contribution interest rate used in compounding the TyEL and YEL insurance contribution will decrease as of 1 January 2025
- Tax cards for 2025 already in force on 1 January 2025
- Indices for earnings-related pension cover for 2025 have been confirmed
- Varma’s investments returned 7.7 per cent – fall in interest rates bolstered the return on fixed income investments
- Pension insurance companies submit application concerning 2025 earnings-related pension insurance contribution
- Earnings-related pension contributions in 2025
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2024-Q3
- Varma will publish its first sustainability statement in the Report of the Board of Directors for 2024 – we will report on material sustainability topics
- Varma’s administrative cost contribution will decrease again – Make an estimate of the TyEL contribution for 2025 in Varma Online Service
- Varma is building Finland’s tallest office building in Helsinki
- The wooden commercial building Katajanokan Laituri opens up the harbour area for the use of city residents
- Varma’s half-year returns driven by the strong performance of listed equities – investments yielded 5.9 per cent
- Varma’s administrative cost contribution will decrease again next year, by as much as 20% – as the most solvent earnings-related pension company, we also pay the highest client bonuses
- Varma joined two new joint initiatives by investors
- Forecast data on pension adjustments due to index changes at the turn of the year 2024–2025
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2024-Q2
- 2024 YEL income reviews are starting – read the clear guidelines for the income review
- Our customer service is here to help you also during summer, and the Varma Online Service is always at your fingertips
- The insurance contribution interest rate used in compounding the TyEL insurance contribution will decrease as of 1 July 2024
- Hanna Vainio appointed Varma’s Senior Vice-President of IT and Digitalisation
- Good equity returns raised the value of Varma’s investments to over EUR 60 billion
- Information about the YEL income reviews that are scheduled for 2024 between June and October
- Varma in top one per cent for the third time in EcoVadis sustainability assessment
- Check your accrued pension and an estimate of your future pension from the pension record
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2024-Q1
- Ethical guidelines for artificial intelligence (AI) drawn up by Varma’s specialists steer the use of AI at Varma
- Our customer service’s Easter opening hours
- Q&A about the reformed contribution category model
- Annual and Sustainability Report: In 2023, we comprehensively promoted sustainability and prepared for the sustainability reporting directive
- Varma’s updated Environmental Policy covers the entire value chain
- Varma’s Keilaniemen Portti achieves full occupancy – unique architecture appeals to tenants
- Varma’s 2023 result: return on investments 6.0% – strong year-end performance driven by listed equities
- The employee’s taxable court costs are not TyEL income
- Metsä Group to lease premises in Varma’s Keilaniemen Portti
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2023-Q4
- Varma’s YEL reviews went smoothly – self-employed persons’ confirmed income increased by an average of EUR 3,870 in the reviews
- Pension changes at the turn of the year
- The Ministry of Social Affairs and Health has confirmed earnings-related pension contributions for 2024
- Uncertainty returned to the markets – unlisted investments generated the strongest return of Varma’s investments
- Varma receives four out of five stars in the GRESB real estate sustainability assessment
- Indices for earnings-related pension cover for 2024 have been confirmed: Earnings-related pension increases by 5.7 per cent
- Pension insurance companies submit application concerning 2024 earnings-related pension insurance contribution
- Varma is the third pension company in the world to gain validation for its Science Based Targets
- Varma’s administrative cost contribution will decrease next year – strong solvency guarantees the best client bonuses
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2023-Q3
- Varma looked into the responsibility of the fund management companies – almost all are aligned with Varma’s principles
- Varma and CSC – IT Center for Science agree on long-term lease of premises in Keilaniemen Portti
- Mikaela Öberg appointed Varma’s Senior Vice President of People and Development
- Estimate the TyEL contribution for 2024 in Varma Online Service
- Varma’s investments returned 2.6 per cent – US equities enjoying strong momentum
- Forecast data on pension adjustments due to index changes at the turn of the year 2023–2024
- Varma became third in responsible investing transparency ranking
- Varma to launch construction of an office building in Espoo – Keilaniemen Portti will serve as the landmark for the office hub
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2023-Q2
- Our customer service is here to help you also during summer, and the Varma Online Service is always at your fingertips
- The insurance contribution interest rate used in compounding the TyEL insurance contribution will rise as of 1 July 2023
- Entrepreneurs subject to YEL income reviews this year will be informed of their upcoming review – reviews to take place between June and November
- The investment environment was marked by short-lived crises – among Varma’s investments, listed equities performed best
- Pension record shows your accrued pension and an estimate of your future pension
- Customer service office hours during Easter
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2023-Q1
- Helsinki’s Katajanokka is being transformed – wooden building supports Varma’s carbon neutrality goals
- Annual and Sustainability Report: In 2022, we focused on broadly developing our sustainability and securing our solvency
- Varma’s 2022 result: Investment markets calmed down by the last quarter – solvency remained strong throughout the year
- The Varma Online Service is the fastest way to take care of insurance matters, especially when the customer service is congested
- YEL was amended – How does Varma review YEL income and whose income will be reviewed this year?
- Varma receives EcoVadis Platinum recognition for its responsibility performance for second time
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2022-Q4
- Varma adopts biodiversity loss mitigation as a sustainability guideline alongside climate workNew Page
- Varma has drawn up Principles for human rights to promote sustainability
- Customer service office hours around Christmas and the turn of the year
- Amendment to the Self-employed Persons’ Pension Act (YEL) approved by Parliament – the amendment will clarify the determination of confirmed income
- Pension changes at the turn of the year
- Varma does well in real estate sustainability assessment
- Varma prepares to exclude intermediaries that fund fossil-based energy
- The Ministry of Social Affairs and Health has confirmed earnings-related pension contributions for 2023
- Varma tops up emerging markets portfolio with a USD 50 million fund investment
- Interest rate on earnings-related pension insurance contributions will rise at the beginning of 2023
- Accelerated inflation and interest rate hikes caused market fluctuations – despite negative investment returns, many asset classes yielded positive returns
- Indices for earnings-related pension cover for 2023 have been confirmed: Earnings-related pension increases by 6.8 per cent
- Employment pension insurance companies submitted an application to the Ministry of Social Affairs and Health concerning the 2023 pension contribution
- Varma joins Science Based Targets initiative
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2022-Q3
- Estimate your next year’s TyEL contribution in the Varma Online Service
- YEL income calculator makes it easier to determine an entrepreneur’s confirmed YEL income
- Advance information on pension adjustments due to index changes at the turn of the year
- Varma’s phone service is now available in Finnish, Swedish and English from a single number
- Varma’s result for January–June 2022: Broad diversification brought stability in a challenging market environment
- What is the amendment proposed to the Self-employed Persons’ Pension Act (YEL) about?
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2022-Q2
- Varma sharpens its climate policy: Investment portfolio’s absolute emissions to be cut in half by 2030
- Our customer service helps you also during the summer
- Varma is a seed investor in BlackRock’s Paris Aligned corporate bond ETF
- Varma Online Service revised again – Check out the entire offering of our smooth user-friendly service
- Changes to how TyEL contributions are determined – Varma’s efficiency and solvency will directly benefit customers
- Some of Varma Online Service’s services will be offline 1 June–6 June due to revamping – plenty of new and useful changes in store
- Our Sustainability Programme’s cornerstone is taking care of pension assets – increasing significance in biodiversity, human rights, and a sustainable value chain
- Markus Aho appointed Varma’s Chief Investment Officer
- Varma’s January–March 2022 result: Solvency remained strong in an unstable market
- Varma invests EUR 300 million in low-emission companies in Japan
- Customer service office hours during Easter
- Varma’s Chief Investment Officer Reima Rytsölä will move on to new tasks outside of the company
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2022-Q1
- We serve you in pension and rehabilitation matters by phone from 9 am to 3 pm
- Pension record shows your accrued pension and an estimate of your future pension
- Varma’s Annual and Sustainability Report 2021 discloses information on climate risk management, and the progress made towards a carbon-neutral portfolio
- Varma’s 2021 result: best return on investments in history, at 18.5 per cent
- One of Varma’s biggest office building projects is being planned for the Pasila Tower Area – the main tenant will be Elisa
- Markus Aho appointed Varma’s Head of Private Investments, Mikko Koivusalo to continue in a senior alternative investments role
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2024-Q4
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Articles
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Taking care of YEL insurance matters
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Taking care of YEL insurance matters
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