Tax cards for 2025 already in force on 1 January 2025

From 2025, tax cards will enter into force at the beginning of the year. The tax card for 2025 will therefore be used in the taxation of pension from 1 January 2025. Previously, tax cards entered into force in February. The aim of the change is to make it easier to monitor the tax rate and income limit. The income limit of the tax card for 2025 is calculated for the entire year.

You can view your tax card for 2025 and tax rate in the MyTax service at vero.fi in December 2024. All tax cards will be created in MyTax by 13 December 2024. You can request a revised tax card in MyTax when you know the tax rate calculated by the Tax Administration.

We will use the tax rate for 2025 for the payment of the pension for January 2025. Previously, the new tax rates were adopted on 1 February.

We will receive pensioners’ tax cards for 2025 directly from the tax authorities in early December. If you receive pension from Varma, you do not need to submit the tax card sent to us by the tax authorities.

If you are about to retire in early November or December, order a tax card for the remainder of 2024 and separately for 2025 from vero.fi, as in these situations we will not automatically receive tax cards for the year following the year in which your pension starts. Once you have ordered the tax card, the tax authorities will submit it directly to Varma.

If you are a Varma rehabilitee, you must submit a new tax card for the rehabilitation allowance as in previous years.

Read vero.fi news about the tax card amendment (in Finnish)

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